BHHC Logo

Policies Impacted by Maryland, Kentucky Disasters

Jun 9, 2025 | News Release

Raindrops fall in a puddle in front of a business building in the distant background

Maryland and Kentucky Policies Impacted by Disasters

In response to severe flooding in western Maryland, Gov. Wes Moore issued an executive order on May 15 declaring a state of emergency for Allegany and Garrett counties.

The declaration is in effect until July 14, and we will offer payment extensions and hold cancellations and non-renewals for in-force policies until that time.

In response to storms in Kentucky on May 16 and May 17, Gov. Andy Beshear issued an executive order declaring a state of emergency in Clay, Laurel, Pulaski, and Russell counties.

The declaration is in effect until June 17, and we will hold cancellations and non-renewals for in-force policies until that time.

If your business is located in one of the declared emergency areas and was impacted by the flooding, please reach out to your agent to discuss the accommodations available to you. Agents, please contact your Marketing Manager or Underwriter with questions about affected accounts.

The Berkshire Hathaway Homestate Companies (BHHC) are a group of six insurance carriers that are part of the Berkshire Hathaway insurance group. Headquartered in Omaha, Nebraska, and with over 50 years in business, BHHC has evolved from a regional carrier to a national insurance group writing a diverse book of policies from coast to coast. The Berkshire Hathaway Homestate Companies include Berkshire Hathaway Homestate Insurance Company, BHHC Special Risks Insurance Company, Continental Divide Insurance Company, Cypress Insurance Company, Oak River Insurance Company, and Redwood Fire and Casualty Insurance Company.

Berkshire Hathaway Homestate Companies (BHHC) have earned an enviable record of success in the insurance industry. Supported by A.M. Best’s highest financial strength rating of A++ (Superior) (as of February 22, 2024), our corporate size enables our organization to react swiftly and effectively to opportunities in the insurance marketplace. Our financial strength provides our employees, agency partners, and policyholders the security rarely available in today’s marketplace. Browse bhhc.com to learn more.