Covering You from Point A to Point B

BHHC provides a range of coverages for many types of Commercial Auto. Commercial Auto coverages may vary by state and by insured business.

Types of Coverage

Auto Liability

Liability coverage pays for Bodily Injury and Property Damage for which you are liable – up to the policy limits you choose.

Physical Damage

Physical Damage coverage pays for damage to your vehicle.

Medical Payments

Medical payments coverage pays for medical bills for occupants of a covered vehicle.

Uninsured/Underinsured Motorist

Uninsured and Underinsured Motorist coverage protects an insured when someone injures them and has no insurance (UM coverage) or lacks sufficient insurance to pay for the damage (UIM coverage).


Pays for physical damage incurred upon an auto that is towed or carried by an insured’s vehicle.


Provides coverage for transported goods.

Hired / Non-Owned

Provides liability coverage for vehicles that are non-owned, hired, leased, rented or borrowed.

Garage Liability

Pays for Bodily Injury and Property Damage for which you are liable, whether the liability arises out of garage operations or the use of a covered auto.

Garagekeeper's Liability

Garagekeepers coverage pays for damages to a customer’s auto that is left with you for service, repair, storage or safekeeping.

Consult Your Agent

Consult your agent about coverages you may need for your unique situation. Coverage descriptions above are for general information only. Actual coverage is subject to all terms, conditions and exclusions of the policy. Insurance described here may be provided by any of the companies listed below.

  • Berkshire Hathaway Homestate Insurance Company
  • BHHC Special Risks Insurance Company
  • Continental Divide Insurance Company
  • Cypress Insurance Company
  • Oak River Insurance Company
  • Redwood Fire and Casualty Insurance Company

As of: 11/8/2022

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