Nevada Division of Insurance Encourages Flexibility for Wildfire-Affected Policyholders

Recent wildfires in northern Nevada, including the Hawk, Bug, Fred Mountain, Stallion, Oxley, and Sombrero fires, have caused significant disruption for residents and businesses. The Nevada Division of Insurance has encouraged insurers to work with policyholders impacted by these events by providing flexibility related to premium payments and other accommodations where appropriate.

If your business has been impacted by the recent Nevada wildfires, please contact BHHC Accounting to discuss payment arrangements or other available accommodations.

For additional information, please review Nevada Division of Insurance Bulletin 26-003.

Agents: Please contact your Business Development Manager or Underwriter with questions about affected accounts. 

The Berkshire Hathaway Homestate Companies (BHHC) are a group of six insurance carriers that are part of the Berkshire Hathaway insurance group. Headquartered in Omaha, Nebraska, and with over 50 years in business, BHHC has evolved from a regional carrier to a national insurance group writing a diverse book of policies from coast to coast. The Berkshire Hathaway Homestate Companies include Berkshire Hathaway Homestate Insurance Company, BHHC Special Risks Insurance Company, Continental Divide Insurance Company, Cypress Insurance Company, Oak River Insurance Company, and Redwood Fire and Casualty Insurance Company.

Berkshire Hathaway Homestate Companies (BHHC) have earned an enviable record of success in the insurance industry. Supported by A.M. Best’s highest financial strength rating of A++ (Superior) (as of March 30, 2026), our corporate size enables our organization to react swiftly and effectively to opportunities in the insurance marketplace. Our financial strength provides our employees, agency partners, and policyholders the security rarely available in today’s marketplace. Browse bhhc.com to learn more.

An Issued Indiana Statewide Disaster Emergency Following Severe Weather and Flooding

In response to severe weather, tornadic activity, and flooding events that impacted Indiana beginning August 11, 2026, Executive Order 26-21 declared a statewide disaster emergency. The Indiana Department of Insurance Bulletin 280 directs insurers to implement a 60-day moratorium on certain policy cancellations and non-renewals for policyholders directly affected by the disaster.

The moratorium applies statewide and is effective August 11, 2026, through October 16, 2026. During this period, affected policyholders may be eligible for relief related to premium payment deadlines and policy cancellation protections.

If your business is in Indiana and has been impacted by the severe weather or flooding, please contact BHHC Accounting to discuss payment plans or other available accommodations.

Agents: Please contact your Business Development Manager or Underwriter with questions about affected accounts. 

The Berkshire Hathaway Homestate Companies (BHHC) are a group of six insurance carriers that are part of the Berkshire Hathaway insurance group. Headquartered in Omaha, Nebraska, and with over 50 years in business, BHHC has evolved from a regional carrier to a national insurance group writing a diverse book of policies from coast to coast. The Berkshire Hathaway Homestate Companies include Berkshire Hathaway Homestate Insurance Company, BHHC Special Risks Insurance Company, Continental Divide Insurance Company, Cypress Insurance Company, Oak River Insurance Company, and Redwood Fire and Casualty Insurance Company.

Berkshire Hathaway Homestate Companies (BHHC) have earned an enviable record of success in the insurance industry. Supported by A.M. Best’s highest financial strength rating of A++ (Superior) (as of March 30, 2026), our corporate size enables our organization to react swiftly and effectively to opportunities in the insurance marketplace. Our financial strength provides our employees, agency partners, and policyholders the security rarely available in today’s marketplace. Browse bhhc.com to learn more.

Oregon Issues Wildfire Emergency Order for Affected Areas

In response to ongoing wildfire activity throughout Oregon, the Oregon Department of Consumer and Business Services, Division of Financial Regulation, issued a Wildfire Emergency Order on July 31, 2026, requiring insurers to temporarily suspend policy cancellations and non-renewals for customers located in designated wildfire-affected areas. The order is effective through August 30, 2026.  

The order applies to designated ZIP codes in the following Oregon counties: Baker, Clackamas, Crook, Deschutes, Douglas, Gilliam, Grant, Harney, Hood River, Jackson, Jefferson, Josephine, Klamath, Lake, Lane, Linn, Malheur, Marion, Morrow, Multnomah, Sherman, Umatilla, Union, Wallowa, Wasco, and Wheeler. Please refer to the ZIP code list for the affected areas. 

If your business is located in one of the designated emergency areas and has been impacted by wildfires, please contact BHHC Accounting to discuss payment plans or other available accommodations. 

Agents: Please contact your Business Development Manager or Underwriter with questions about affected accounts. 

The Berkshire Hathaway Homestate Companies (BHHC) are a group of six insurance carriers that are part of the Berkshire Hathaway insurance group. Headquartered in Omaha, Nebraska, and with over 50 years in business, BHHC has evolved from a regional carrier to a national insurance group writing a diverse book of policies from coast to coast. The Berkshire Hathaway Homestate Companies include Berkshire Hathaway Homestate Insurance Company, BHHC Special Risks Insurance Company, Continental Divide Insurance Company, Cypress Insurance Company, Oak River Insurance Company, and Redwood Fire and Casualty Insurance Company.

Berkshire Hathaway Homestate Companies (BHHC) have earned an enviable record of success in the insurance industry. Supported by A.M. Best’s highest financial strength rating of A++ (Superior) (as of March 30, 2026), our corporate size enables our organization to react swiftly and effectively to opportunities in the insurance marketplace. Our financial strength provides our employees, agency partners, and policyholders the security rarely available in today’s marketplace. Browse bhhc.com to learn more.

Georgia Declares Emergency in More Than 60 Counties

In response to wildfire activity and hazardous fire conditions, Georgia Governor Brian Kemp, issued a State of Emergency on April 22, 2026, impacting southern Georgia counties.

The counties covered by the declaration are Appling, Atkinson, Bacon, Berrien, Brantley, Camden, Charlton, Clinch, Coffee, Echols, Glynn, Jeff Davis, Lanier, Lowndes, Pierce, Ware, and Wayne.

If your business is located in one of the declared emergency areas and was impacted by the wildfires, you can contact BHHC Accounting to arrange payment plans or other accommodations.

Agents, please contact your Business Development Manager or Underwriter with questions about affected accounts.

The Berkshire Hathaway Homestate Companies (BHHC) are a group of six insurance carriers that are part of the Berkshire Hathaway insurance group. Headquartered in Omaha, Nebraska, and with over 50 years in business, BHHC has evolved from a regional carrier to a national insurance group writing a diverse book of policies from coast to coast. The Berkshire Hathaway Homestate Companies include Berkshire Hathaway Homestate Insurance Company, BHHC Special Risks Insurance Company, Continental Divide Insurance Company, Cypress Insurance Company, Oak River Insurance Company, and Redwood Fire and Casualty Insurance Company.

Berkshire Hathaway Homestate Companies (BHHC) have earned an enviable record of success in the insurance industry. Supported by A.M. Best’s highest financial strength rating of A++ (Superior) (as of March 30, 2026), our corporate size enables our organization to react swiftly and effectively to opportunities in the insurance marketplace. Our financial strength provides our employees, agency partners, and policyholders the security rarely available in today’s marketplace. Browse bhhc.com to learn more.

Today, Berkshire Hathaway Homestate Companies (BHHC) insurers, which includes all six underwriting companies, is proud to announce our achievement and reaffirmation of the A++ (Superior) financial strength rating by AM Best, the premier global credit rating agency for the insurance industry. This top-tier rating highlights our strong financial health and steadfast commitment to our policyholders.  

Founded in 1899, AM Best Company has set the standard for evaluating financial stability in the insurance sector. Our attainment of their highest possible rating signifies BHHC’s leadership in the industry, showcasing our enduring legacy and continuous pursuit of excellence and innovation.  

This A++ rating across all BHHC affiliates honors our past achievements and reinforces our future aspirations. It affirms our dedication to upholding the highest standards of financial reliability, reflecting our team’s commitment to delivering superior service and support to our clients and partners. As we advance, we remain focused on leveraging our strength, stability, and innovative spirit to exceed the expectations of those we serve, ensuring BHHC remains a trusted leader in the insurance industry. 

Read more in the official press release from AM Best.  

The Berkshire Hathaway Homestate Companies (BHHC) are a group of six insurance carriers that are part of the Berkshire Hathaway insurance group. Headquartered in Omaha, Nebraska, and with over 50 years in business, BHHC has evolved from a regional carrier to a national insurance group writing a diverse book of policies from coast to coast. The Berkshire Hathaway Homestate Companies include Berkshire Hathaway Homestate Insurance Company, BHHC Special Risks Insurance Company, Continental Divide Insurance Company, Cypress Insurance Company, Oak River Insurance Company, and Redwood Fire and Casualty Insurance Company.

Berkshire Hathaway Homestate Companies (BHHC) have earned an enviable record of success in the insurance industry. Supported by A.M. Best’s highest financial strength rating of A++ (Superior) (as of March 30, 2026), our corporate size enables our organization to react swiftly and effectively to opportunities in the insurance marketplace. Our financial strength provides our employees, agency partners, and policyholders the security rarely available in today’s marketplace. Browse bhhc.com to learn more.