Supporting Agents and Employers During Southern California Wildfires

Jan 15, 2025 | News Release

The recent wildfires across Los Angeles and Southern California have profoundly affected communities, including businesses and individuals connected to our industry. At BHHC, our thoughts are with everyone impacted during this challenging time, and we want you to know that we’re here to support you.

Flexible Policy Solutions for Affected Policyholders

If you are a policyholder and experiencing difficulties due to the wildfires, BHHC is ready to assist with flexible policy solutions, including payment accommodations. Please don’t hesitate to reach out to us for guidance or assistance.

Email: [email protected]
Phone: (888) 495-8949

Cal/OSHA Wildfire Smoke Standards

Employers, even those far from active wildfire zones, may encounter poor air quality due to widespread smoke. Cal/OSHA has issued alerts emphasizing the importance of protecting employees through appropriate personal protective equipment (PPE).

Resources and guidelines are available in English and Spanish to help employers comply with wildfire smoke standards:

• Wildfire Smoke Guidelines
• Guías de Humo de Incendios

Agents, we encourage you to share these resources with your clients to ensure they are equipped to maintain workplace safety.

Industry Resources for Support and Relief

In light of the wildfires, the Insurance Industry Charitable Foundation (IICF) has launched the Wildfire Relief Fund to aid those in need of shelter and assistance. Funding from the Western Division Board Leadership Campaign will also go toward fire relief efforts. Learn more and donate here.

Additionally, the Independent Insurance Agents & Brokers of America’s Trusted Choice Relief Fund offers support to agents and their communities during crises like these. For more details, or to apply for a grant, visit the Trusted Choice Relief Fund page.

Protect Your Workers: Cal/OSHA Wildfire Advisory

Jan 9, 2025 | News Release

The ongoing wildfires in greater Los Angeles area are concerning, and BHHC is grateful to the first responders fighting the blazes. We encourage you to safeguard yourselves and prioritize safety during this time. 

Even employers far away from active fire events might have poor air quality in your area. Cal/OSHA issued an advisory today to remind businesses of its Protection from Wildfire Smoke standard to protect workers from the harmful effects of wildfire smoke.  

Why It Matters 

Wildfire smoke contains fine particles (PM2.5) that can harm respiratory health. Workers who spend time outdoors or in poorly ventilated areas are at greater risk. 

What Employers Must Do

Monitor Air Quality

• Track the AQI for PM2.5 at the worksite before and during each shift using tools like AirNow or Cal/OSHA-approved instruments.

Provide Respiratory Protection

• When AQI exceeds 150: Offer N-95 respirators for voluntary use.
  When AQI exceeds 500: Ensure workers use respirators.

Adjust Work Practices

• Limit outdoor work or provide additional breaks in safe areas.

Educate Your Team

• Provide training on the hazards of wildfire smoke, how to use respirators, and the importance of reporting unsafe conditions.

Respect Evacuation Orders

• It’s illegal to retaliate against workers who refuse to work in unsafe conditions, including in evacuation zones.

Resources to Help 

Cal/OSHA provides detailed guidelines and resources in English and Spanish to help employers comply with wildfire smoke standards. Visit www.WildfireSmokeCalifornia.org or www.HumodeIncendios.org for more information. 

Stay Informed and Stay Safe! 

Keep up to date on wildfire status through Cal Fire and monitor air quality via local resources. By taking these steps, you protect not just your workers, but your business as well.