Coverages
Covering You from Point A to Point B
BHHC provides a range of coverages for many types of Commercial Auto. Commercial Auto coverages may vary by state and by insured business.
Types of Coverage
Auto Liability
Liability coverage pays for Bodily Injury and Property Damage for which you are liable – up to the policy limits you choose.
Physical Damage
Physical Damage coverage pays for damage to your vehicle.
Medical Payments
Medical payments coverage pays for medical bills for occupants of a covered vehicle.
Uninsured/Underinsured Motorist
Uninsured and Underinsured Motorist coverage protects an insured when someone injures them and has no insurance (UM coverage) or lacks sufficient insurance to pay for the damage (UIM coverage).
On-hook/In-tow
Pays for physical damage incurred upon an auto that is towed or carried by an insured’s vehicle.
Cargo
Provides coverage for transported goods.
Hired / Non-Owned
Provides liability coverage for vehicles that are non-owned, hired, leased, rented or borrowed.
Garage Liability
Pays for Bodily Injury and Property Damage for which you are liable, whether the liability arises out of garage operations or the use of a covered auto.
Garagekeeper's Liability
Garagekeepers coverage pays for damages to a customer’s auto that is left with you for service, repair, storage or safekeeping.
Consult Your Agent
Consult your agent about coverages you may need for your unique situation. Coverage descriptions above are for general information only. Actual coverage is subject to all terms, conditions and exclusions of the policy. Insurance described here may be provided by any of the companies listed below.
- Berkshire Hathaway Homestate Insurance Company
- BHHC Special Risks Insurance Company
- Continental Divide Insurance Company
- Cypress Insurance Company
- Oak River Insurance Company
- Redwood Fire and Casualty Insurance Company
As of: 11/8/2022
Manage Account
Agents/Brokers
Property and Casualty
Workers Compensation
Businesses/Policyholders
Commercial Auto
Workers Compensation