Jun 15, 2026 | News Release
Changes to Employee Classification
Because of recent NCCI clarification and filing approvals, standard exception classifications for workers compensation are changing.
Effective July 1, 2026, this may affect how certain employees are classified for workers compensation.
What you need to know:
- No changes will take place before July 1, 2026
- After that date, some employee classifications will be updated based on the overall nature of your business
- This may impact how payroll is assigned to workers compensation classifications
Example
- Today: A remote out-of-state clerical employee is classified separately
- Starting July 1, 2026: That same employee may be classified under your business’ main classification
We encourage employers to speak with their agent to understand how this may affect their workers compensation policy.
Agents, please contact your Business Development Manager or Underwriter with questions and more information.
The Berkshire Hathaway Homestate Companies (BHHC) are a group of six insurance carriers that are part of the Berkshire Hathaway insurance group. Headquartered in Omaha, Nebraska, and with over 50 years in business, BHHC has evolved from a regional carrier to a national insurance group writing a diverse book of policies from coast to coast. The Berkshire Hathaway Homestate Companies include Berkshire Hathaway Homestate Insurance Company, BHHC Special Risks Insurance Company, Continental Divide Insurance Company, Cypress Insurance Company, Oak River Insurance Company, and Redwood Fire and Casualty Insurance Company.
Berkshire Hathaway Homestate Companies (BHHC) have earned an enviable record of success in the insurance industry. Supported by A.M. Best’s highest financial strength rating of A++ (Superior) (as of March 30, 2026), our corporate size enables our organization to react swiftly and effectively to opportunities in the insurance marketplace. Our financial strength provides our employees, agency partners, and policyholders the security rarely available in today’s marketplace. Browse bhhc.com to learn more.
Jun 9, 2025 | News Release
Maryland and Kentucky Policies Impacted by Disasters
In response to severe flooding in western Maryland, Gov. Wes Moore issued an executive order on May 15 declaring a state of emergency for Allegany and Garrett counties.
The declaration is in effect until July 14, and we will offer payment extensions and hold cancellations and non-renewals for in-force policies until that time.
In response to storms in Kentucky on May 16 and May 17, Gov. Andy Beshear issued an executive order declaring a state of emergency in Clay, Laurel, Pulaski, and Russell counties.
The declaration is in effect until June 17, and we will hold cancellations and non-renewals for in-force policies until that time.
If your business is located in one of the declared emergency areas and was impacted by the flooding, please reach out to your agent to discuss the accommodations available to you. Agents, please contact your Marketing Manager or Underwriter with questions about affected accounts.
The Berkshire Hathaway Homestate Companies (BHHC) are a group of six insurance carriers that are part of the Berkshire Hathaway insurance group. Headquartered in Omaha, Nebraska, and with over 50 years in business, BHHC has evolved from a regional carrier to a national insurance group writing a diverse book of policies from coast to coast. The Berkshire Hathaway Homestate Companies include Berkshire Hathaway Homestate Insurance Company, BHHC Special Risks Insurance Company, Continental Divide Insurance Company, Cypress Insurance Company, Oak River Insurance Company, and Redwood Fire and Casualty Insurance Company.
Berkshire Hathaway Homestate Companies (BHHC) have earned an enviable record of success in the insurance industry. Supported by A.M. Best’s highest financial strength rating of A++ (Superior) (as of March 13, 2025), our corporate size enables our organization to react swiftly and effectively to opportunities in the insurance marketplace. Our financial strength provides our employees, agency partners, and policyholders the security rarely available in today’s marketplace. Browse bhhc.com to learn more.
Mar 13, 2025 | About BHHC
Berkshire Hathaway Homestate Companies (BHHC) insurers, which includes all six underwriting companies, is proud to announce our achievement and reaffirmation of the A++ (Superior) financial strength rating by AM Best, the premier global credit rating agency for the insurance industry. This top-tier rating highlights our strong financial health and steadfast commitment to our policyholders.
Founded in 1899, AM Best Company has set the standard for evaluating financial stability in the insurance sector. Our attainment of their highest possible rating signifies BHHC’s leadership in the industry, showcasing our enduring legacy and continuous pursuit of excellence and innovation.
This A++ rating across all BHHC affiliates honors our past achievements and reinforces our future aspirations. It affirms our dedication to upholding the highest standards of financial reliability, reflecting our team’s commitment to delivering superior service and support to our clients and partners. As we advance, we remain focused on leveraging our strength, stability, and innovative spirit to exceed the expectations of those we serve, ensuring BHHC remains a trusted leader in the insurance industry.
Read more in the official press release from AM Best.
Feb 21, 2025 | About BHHC
February 20 is a milestone moment for BHHC as we celebrate 55 years of service.
Over five decades ago, on January 9, 1970, our company was officially organized in Nebraska as a capital stock fire and casualty insurance company, opening for business on February 20, 1970.
What began as eight separately managed regional insurance companies under Cornhusker Casualty Company evolved into a unified brand in the 1990s — Berkshire Hathaway Homestate Companies. Since that time, our name has reflected both our roots as separate companies and the exceptional financial strength of being part of Berkshire Hathaway.
Our success over the years is a testament to the dedication of our employees, the trust of our agents and policyholders, and the support of our partners.
Thank you for 55 incredible years! Here’s to the future and our next 55.
The Berkshire Hathaway Homestate Companies (BHHC) are a group of six insurance carriers that are part of the Berkshire Hathaway insurance group. Headquartered in Omaha, Nebraska, and with over 50 years in business, BHHC has evolved from a regional carrier to a national insurance group writing a diverse book of policies from coast to coast. The Berkshire Hathaway Homestate Companies include Berkshire Hathaway Homestate Insurance Company, BHHC Special Risks Insurance Company, Continental Divide Insurance Company, Cypress Insurance Company, Oak River Insurance Company, and Redwood Fire and Casualty Insurance Company.
Berkshire Hathaway Homestate Companies (BHHC) have earned an enviable record of success in the insurance industry. Supported by A.M. Best’s highest financial strength rating of A++ (Superior) (as of February 22, 2024), our corporate size enables our organization to react swiftly and effectively to opportunities in the insurance marketplace. Our financial strength provides our employees, agency partners, and policyholders the security rarely available in today’s marketplace. Browse bhhc.com to learn more.
Jan 15, 2025 | News Release
The recent wildfires across Los Angeles and Southern California have profoundly affected communities, including businesses and individuals connected to our industry. At BHHC, our thoughts are with everyone impacted during this challenging time, and we want you to know that we’re here to support you.
Flexible Policy Solutions for Affected Policyholders
If you are a policyholder and experiencing difficulties due to the wildfires, BHHC is ready to assist with flexible policy solutions, including payment accommodations. Please don’t hesitate to reach out to us for guidance or assistance.
Email: [email protected]
Phone: (888) 495-8949
Cal/OSHA Wildfire Smoke Standards
Employers, even those far from active wildfire zones, may encounter poor air quality due to widespread smoke. Cal/OSHA has issued alerts emphasizing the importance of protecting employees through appropriate personal protective equipment (PPE).
Resources and guidelines are available in English and Spanish to help employers comply with wildfire smoke standards:
Agents, we encourage you to share these resources with your clients to ensure they are equipped to maintain workplace safety.
Industry Resources for Support and Relief
In light of the wildfires, the Insurance Industry Charitable Foundation (IICF) has launched the Wildfire Relief Fund to aid those in need of shelter and assistance. Funding from the Western Division Board Leadership Campaign will also go toward fire relief efforts. Learn more and donate here.
Additionally, the Independent Insurance Agents & Brokers of America’s Trusted Choice Relief Fund offers support to agents and their communities during crises like these. For more details, or to apply for a grant, visit the Trusted Choice Relief Fund page.
