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NCCI Standard Exceptions Are Being Updated

Jun 15, 2026 | News Release

Changes to Employee Classification

Because of recent NCCI clarification and filing approvals, standard exception classifications for workers compensation are changing.

Effective July 1, 2026, this may affect how certain employees are classified for workers compensation.

What you need to know:

  • No changes will take place before July 1, 2026
  • After that date, some employee classifications will be updated based on the overall nature of your business
  • This may impact how payroll is assigned to workers compensation classifications

Example

  • Today: A remote out-of-state clerical employee is classified separately
  • Starting July 1, 2026: That same employee may be classified under your business’ main classification

We encourage employers to speak with their agent to understand how this may affect their workers compensation policy.

Agents, please contact your Business Development Manager or Underwriter with questions and more information.

The Berkshire Hathaway Homestate Companies (BHHC) are a group of six insurance carriers that are part of the Berkshire Hathaway insurance group. Headquartered in Omaha, Nebraska, and with over 50 years in business, BHHC has evolved from a regional carrier to a national insurance group writing a diverse book of policies from coast to coast. The Berkshire Hathaway Homestate Companies include Berkshire Hathaway Homestate Insurance Company, BHHC Special Risks Insurance Company, Continental Divide Insurance Company, Cypress Insurance Company, Oak River Insurance Company, and Redwood Fire and Casualty Insurance Company.

Berkshire Hathaway Homestate Companies (BHHC) have earned an enviable record of success in the insurance industry. Supported by A.M. Best’s highest financial strength rating of A++ (Superior) (as of March 30, 2026), our corporate size enables our organization to react swiftly and effectively to opportunities in the insurance marketplace. Our financial strength provides our employees, agency partners, and policyholders the security rarely available in today’s marketplace. Browse bhhc.com to learn more.